Century Village Roofs

Who is responsible for the roof?

For a shared condominium building roof, start with the association’s recorded declaration and maintenance provisions. Florida Statutes §718.113(1) assigns common-element maintenance to the association, with an exception for limited-common-element maintenance assigned to an owner by the declaration.

Identify the boundaries and responsibilities for roofing, drainage, roof-mounted equipment, and penetrations. Do not assume a contractor, individual owner, UCO, or WPRF maintains an association building’s roof without checking the applicable arrangements.

Maintain today. Protect tomorrow.

Build a roof-care program

Ask a qualified roofing professional to recommend an inspection and maintenance schedule suited to the actual roof system, age, warranty, and conditions. There is no single lifespan or maintenance interval for every Century Village building.

Retain dated inspection reports, photographs, repair recommendations, invoices, permit records, and warranty correspondence. Assign someone to track corrective work through completion.

Residents and volunteer directors should report concerns from a safe location. Leave roof access and work to appropriately qualified personnel.

Plan a replacement as a project

1. Get a condition assessment. Ask whether repairs remain practical and what supports the recommended timing.
2. Prepare a clear scope. Address roof system, removal, deck repairs, drainage, flashing, wind resistance, permits, inspections, and warranties.
3. Compare equivalent bids. Check exclusions, allowances, change-order pricing, scheduling, and disposal—not just totals.
4. Verify the contractor. Check the appropriate roofing license, insurance, references, and permit responsibility.
5. Review the contract. Have counsel assess payment stages, lien protection, insurance, warranty terms, and dispute provisions.
6. Close the job properly. Confirm final inspections, permit closure, warranty registration, final documentation, and any required lien releases.

Palm Beach County publishes reroofing forms and permit processes. Confirm the requirements for the proposed work with the Building Division. A warranty does not replace permitting or required inspections.

Ask counsel whether changes in design, materials, or appearance raise a material-alteration approval issue. Do not assume every reroof project has identical voting requirements.

Compare the scope. Verify the work. Preserve the records.

Fund the roof before the emergency

Roof replacement is a named reserve component under §718.112. Applicable funding requirements depend on the association and current law. A building outside the SIRS requirement still needs roof planning and maintenance.

Update the cost estimate and remaining useful life when new condition information becomes available. Include permits, professional services, contingency, and other legitimate project costs. Ask the reserve professional to reconcile these figures with the association’s funding plan.

Do not assume insurance will pay for ordinary aging, wear, or routine replacement. Deferred repairs can increase disruption and complicate a claim.

Insurance and wind mitigation

Ask the association’s insurance professional how roof age, condition, materials, and documented mitigation features affect coverage and underwriting. Florida DFS explains that qualifying wind-mitigation inspections can support available insurance credits.

Keep construction and inspection evidence. After roof work, ask whether the insurer needs updated documents or a new mitigation report. Savings are not guaranteed, and a mitigation report does not replace a roof-condition assessment or structural inspection.

Roof records every board should be able to find

• Installation date, system specifications, and contractor details.
• Permit and final inspection records.
• Manufacturer and workmanship warranties and their maintenance conditions.
• Inspection reports, repairs, and recurring leak history.
• Insurance and wind-mitigation documentation.
• Current replacement estimate, funding plan, and emergency contacts.

A board transition should not mean starting the roof’s history over. Organized records help the next board act with confidence.

Sources & related reading

• Florida Statutes §718.113: Maintenance and alterations
• Florida Statutes §718.112: Budgets and reserves
• Palm Beach County Building Division forms
• Palm Beach County Permit Center
• Florida DFS: Wind-mitigation inspections and forms

Reviewed October 17, 2026. Educational guidance. A qualified roofing professional, engineer when appropriate, insurance adviser, and association counsel should evaluate the specific building and project.

Keep a roof-access and warranty record

Record authorized roof visits, the vendor and purpose, work location, penetrations or equipment changes, observed damage, and required follow-up. Ask the roofing professional how other trades should protect the system and preserve applicable warranty conditions.

• Link leak reports to a location plan and prior repair history.
• Track temporary protection separately from permanent work.
• Confirm required inspections, permit closure, warranty registration, and documents at project completion.
• Update the reserve estimate and maintenance schedule after significant work.

Use qualified personnel for roof access. A warranty, wind-mitigation report, and structural inspection serve different purposes; retain each with its scope clearly identified.

Connected maintenance and community resources

• Building maintenance →
• Water damage and emergency worksheet →
• Mold and association responsibilities →
• Common and limited common elements →
• Verify contractor licensing and insurance →
• Contract bidding and oversight →
• Insurance and claims →
• Decision and action worksheet →
• Understanding UCO and separate community responsibilities →